Business Summary

We will commit to customers and society with various business models.

We will provide consistent services to meet the diversified needs of our customers and business clients through our various business models.

We will offer various services such as Financing Leases, Operating Leases, Renting, and Project Financing (PFI, etc.), as well as new products and high-quality customized services that are responsive to the changing times and customer needs.

• Information equipment
• Industrial machinery
• Environmental and welfare equipment
• Construction machinery
• Semiconductor equipment
• Medical equipment, and others

We are providing new "automobile total service," which includes various services such as purchase surrogates, loans, leasing of automobiles ranging from private cars to business-use vehicles (commercial or specially-equipped vehicles), and assessment and purchase of private cars.

• Automobiles (private cars and commercial or specially-equipped vehicles), and others

In the home appliance, Home loans, and home refurbishment fields, we will provide our clients with new financial services to support their living standard, and will also provide various services to employees working in our client companies.

• Home appliances (digital home appliances, etc.)
• Housing
• Home refurbishment, and others

In the business equipment (including information communication devices) and agricultural fields, we will provide our clients with new financial services to satisfy their needs and support their "Management quality improvements."

• Business equipment
• Medical
• Agricultural, and others

We will provide employees working for their companies with abundant service menus to support them and offer a high standard of living.

We issue common credit cards and IC-incorporated multi-function cards, and provide account settlement-related services such as debit, home appliance money, and prepaid, to positively respond to the various needs of companies and their employees.

• Credit function-added employee IC card
• J-debit service
• Internet account settlement service
• Gift card, and others

For clients who use various financial services, we will provide them with various types of non-life insurance, such as fire insurance, earthquake insurance, long-term disability Retrocession , to support and protect them.

Utilizing various securitization know-how and techniques, we will help our clients improve their financial functions such as fund raising, and develop and provide various types of insurance.

• Property and securitization arrangement services
• Insurance, and others

We will answer our clients' various outsourcing needs for their corporate clients, including payment and collection agency business utilizing office processing work and specialized knowledge.

• Payment and collection agency services
• Collective order acceptance of indirect section work, and others